Owning or managing commercial and industrial property comes with a unique set of risks – from fire, storm, flood Machinery Breakdown to tenant damage and complex lease obligations.

As dedicated Commercial & Industrial Property Specialists, we work with property owners, investors, developers and your managing agents to structure insurance programs that are robust, competitive and aligned with your long-term investment strategy.

Why Specialist Advice Matters

Commercial and industrial properties are not “standard” risks. Policies often contain:

• Underinsurance/co-insurance clauses
• Removal of debris limitations
• Escalation provisions
• Rent indemnity period conditions
• Reinstatement and replacement cost definitions
• Flood and catastrophe sub-limits
• Vacancy conditions
• Lease obligation exposures

A poorly structured policy can significantly reduce claim payments at the worst possible time.

We don’t just arrange cover, we review lease agreements, replacement cost adequacy assistance, indemnity periods and insurer wordings to ensure there are no surprises at claim time.

Partnering With Property Managers & Agents 

We regularly partner with:

• Commercial real estate agents
• Property managers
• Buyer’s agents
• Accountants and finance brokers

If you’d like to explore a referral partnership or discuss how we can support your clients, please complete the form below and we’ll be in touch. We look forward to working together.