Insurance Case Study: Better Cover for a Young Family
Insurance Case Study: Better Cover for a Young Family

Inadequate insurance coverage can severely impact your family’s lifestyle and financial security in the event of an accident, illness or death. Around 94% of Australians have life insurance (held mostly via superannuation), however recent research indicates the median level of cover is only $143,500. Australians are similarly underinsured for total and permanent disablement (TPD), and […]

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New JobKeeper Test Date for Employees and Additional Flexibility
New JobKeeper Test Date for Employees and Additional Flexibility

On Friday 14 August 2020, the Treasurer released updated the JobKeeper Rules dealing with eligible employees, which apply from 3 August 2020 onwards. Specific rules dealing with JobKeeper 2.0 have not yet been released. New Test Date for Employees Under the original JobKeeper rules, an employee generally needed to have been employed by the entity […]

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Are You Paying the Right Dues to Your Diligence?
Are You Paying the Right Dues to Your Diligence?

In these time of economic uncertainty, we traditionally see two types of business operators – the conservative and the opportunistic: Conservative and protective – focused on reducing expense, conserving cash and ensuring the business is in the best position to see through the times of uncertainty; or Opportunistic and growth-focused – identifying the opportunities to […]

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Take Action, Make a Plan… a Financial Action Plan
Take Action, Make a Plan… a Financial Action Plan

Are concerns about your businesses cash flow keeping you awake at night? Are you unsure how many items, widgets, covers, appointments you need to sell so you can cover your costs? A financial action plan can help in uncovering the answers. Now more than ever understanding the cash flow requirements of your business is critical. […]

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Are You Paying ‘Loyalty Tax’?
Are You Paying ‘Loyalty Tax’?

In these unprecedented times, it’s not all doom and gloom. This is a great opportunity for people to look at how they can improve their personal cash flow, and there’s one item that can have a major impact. A quick review of your personal expenses such as insurances, utilities, phone/internet plans and general household items […]

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